Your Investment Projection
Modelled investment outcome based on the assumptions entered.
Your projected value is —, including — of modelled growth.
- Starting Amount
- —
- Regular Contribution
- —
- Investment Period
- —
- Annual Return
- —
- Contribution Frequency
- —
- Contribution Timing
- —
Your modelled result is — under the selected assumptions.
You contribute — through the starting amount and regular contributions.
The projection attributes — to growth above the amounts invested.
The projected value is — of the total amount invested.
This is a mathematical projection using a constant assumed return. It is not a prediction or guarantee of investment performance.
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| Year | Contribution | Growth | Projected Balance |
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Finance calculations are estimates based on the values and assumptions you enter. They are not financial, tax, lending or investment advice. Verify the terms, rates, fees and local rules that apply to your situation.
About this tool
Investment Return Calculator
A global investment return calculator for measuring investment gain, total ROI and annualized CAGR from an initial investment, final value and holding period. Supports holding length or calendar dates and clearly explains assumptions and limitations.
What This Investment Return Calculator Does
Measure gain, total return and annualized return from an investment scenario.
Inputs and What They Mean
Enter the starting investment, ending value and holding period. The calculator compares the beginning and ending amounts and expresses the change as a percentage and annualized rate where applicable.
How the Calculation Works
Total return compares the change in value with the original amount. Annualized return, such as CAGR, converts the overall change into a rate that can be compared across different holding periods when the underlying assumptions are appropriate.
How to Use the Calculator
- Enter the values that describe your situation.
- Check the units, frequency and assumptions shown beside each field.
- Choose any available mode or calculation target before calculating.
- Select Calculate and review the result card.
- Change one assumption at a time when comparing scenarios.
How to Interpret the Result
Use annualized return when comparing investments held for different lengths of time, but do not confuse it with the actual path of returns. Two investments can have the same CAGR while having very different volatility and interim results.
Important Assumptions and Limitations
This simple model does not automatically account for deposits, withdrawals, taxes, fees or irregular cash flows unless the specific tool inputs include them.
Practical Planning Tip
Use the calculator as a scenario-testing tool. Save or compare a conservative case, a base case and a more optimistic case instead of relying on a single projection. For financial decisions, verify rates, fees, taxes, contractual terms and local rules with the relevant provider or official source.
Questions & Answers
Frequently Asked Questions
What is investment ROI?
Investment ROI (return on investment) measures the total gain or loss relative to the amount originally invested. It is calculated as (ending value minus starting value) divided by starting value, multiplied by 100.
What is CAGR?
CAGR is the compound annual growth rate. It expresses the beginning-to-ending growth of an investment as an equivalent annual compounded rate over the holding period.
What is the difference between ROI and CAGR?
ROI measures the total percentage change over the entire holding period. CAGR annualizes that beginning-to-ending change, making it more useful when comparing investments held for different lengths of time.
Does this calculator include deposits, withdrawals, taxes or fees?
No. This benchmark tool models a simple beginning-to-ending investment. Additional cash flows, taxes and fees can materially change the true investor return. For irregular cash flows, a cash-flow-aware method such as IRR or a money-weighted return may be more appropriate.